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Confused???

There are a few types of Insurance that I recommend A few will come to mind instantly 1 Car Insurance Some handy tips here to reduce your premium but shop around! You can read more here https://www.bonkers.ie/guides/insurance/12-things-to-consider-when-taking-out-car-insurance/ 2 House Insurance There are two main types of home insurance cover, these are: 1 Buildings cover: this…

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Should I Get Life Insurance

So you’re here because you’re thinking you should do the grown up thing and get some life assurance or something but you haven’t an iota where to start !

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AVC’s Time to take away the Mystery

Additional Voluntary Contributions (AVCs) An AVC is a smart, tax-efficient way to save for extra income in retirement. It’s designed to help you top up your pension and enjoy more flexibility and financial security when you stop working. Additional Voluntary Contributions. An Additional Voluntary Contribution (AVC) is a tax-efficient way to fund extra income when…

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Things they never tell first time Parents!

THE THINGS THEY NEVER TELL FIRST-TIME PARENTS!!  Children are expensive ! Its like having a little automatic ATM card and you’re the machine . When my son was born, we received about 15 baby blankets, three hooded towels and countless words of wisdom about sleeping schedules. But no one mentioned the long-term financial implications of our…

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Income Protection Support for the Unexpected

If you can’t work due to illness or injury, an Income Protection insurance policy will provide you with a regular income. Income Protection is available to those working more than 16 hours per week in paid employment or the self-employed. Even if you make a claim and then go back to work, you’re still covered…

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Cancer Cover

Ladies and Gentlemen a grim one this week I’m afraid. Sometimes serious illness cover can be out of the price range for people due to its higher cost, so is there an alternative that can be used for peace of mind? Well, the statistics show that cancer is the biggest number of claims on most…

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Critical Illness cover V Income Protection

Think about it, how would you pay the bills if you couldn’t work, would the state benefit be enough to get by on? This is not a nice question to consider (sorry it’s our job to ask the nasty one’s) It is a vital one if you believe your loved ones might struggle to pay…

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What is Life Insurance?

Life Insurance is a tax-free lump sum paid out to your family when you die. Do I Really need to have Life Insurance? If you’re in your twenties, single and childless, maybe you don’t need life insurance right now. But do you want marriage and a family someday? If so, keep reading. Are you married…

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David Kelleher Financial Services - Life Assurance - Pensions - Savings - Investments - Cork
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