Privacy Notice
David Kelleher Financial Services
At David Kelleher Financial Services, we are committed to protecting your privacy and ensuring you feel secure when sharing your personal details with us. Our primary business is providing advice and arranging transactions regarding protection, pensions, investments, and savings products.
1 Information Collection
We collect information to provide relevant advice, respond to enquiries, and fulfil requests for financial products.
Data Collected Automatically
You can visit our website anonymously. However, we may collect domain information to improve website performance, including:
- Date and time of access.
- Pages visited
- Internet Service Provider (ISP) and IP address
- Referring website addresses
Data Provided by You
We collect personally identifiable information when you interact with our services, such as:
- Subscribing to newsletters or correspondence.
- Registering for events or webinars.
- Downloading white papers or financial guides.
- Contact details: Name, email, and physical address.
2 Why We Process Your Information
We process your data based on the following legal and operational requirements:
- Service Delivery: To provide financial advice and process product applications.
- Reviews: To conduct prudent financial reviews of your current position.
- Recommendations: To suggest products for lifestyle protection (e.g., life cover, mortgage protection).
- Future Planning: To assist with retirement funding and investment options.
- Security: To record landline calls for training, quality, and security purposes.
- Compliance: To meet legal obligations from the Central Bank of Ireland, the Financial Services Ombudsman, and the Data Protection Commission.
3 Data Retention & Security
- Retention: Data is held only as long as necessary. For clients with active or expired products, the Central Bank of Ireland requires us to maintain records for seven years after the product expires or is cancelled.
- Security: We employ strict measures to protect against unauthorized access, loss, or disclosure. Please note that while we take every precaution, the internet is an open forum, and no transmission is 100% secure.
4 Special Categories of Data
If we require "Special Category" data (such as health information for insurance purposes or ethnic origin), we will:
- Obtain your explicit consent.
- Ensure high-level security and restricted access to this information.
5 Sharing with Third Parties
We may share necessary information with third-party product providers (insurers, pension providers, etc.) with whom we hold agencies.
- Location: Data may be processed in the EU, UK, USA, or Switzerland. We prioritize processing within the EU and UK.
- Safeguards: All third-party processors are vetted via a Data Processor Checklist to ensure GDPR compliance.
6 Your Rights as a Data Subject
You hold the following rights regarding your personal data:
- Access: Request a copy of the data we hold.
- Rectification: Correct inaccurate or incomplete data.
- Erasure: Request to be "forgotten" (subject to regulatory retention rules).
- Restriction: Limit how we process your data.
- Portability: Request your data be transferred to another organization.
- Objection: Object to processing, including direct marketing.
- Automated Decision Making: Object to purely automated processing or profiling.
7 Profiling & Automated Decisions
We use profiling in three specific areas:
- Risk Profiling: Automated calculators to determine your attitude toward investment risk.
- Marketing: Automated queries to ensure we only contact you about products suitable for your needs.
- Affordability: Determining financial suitability for mortgages and other services.
8 Complaints & Contact
If you have questions or wish to lodge a complaint regarding your data, please contact:
David Kelleher Email: info@davidkelleher.ie
You also have the right to complain to the Data Protection Commission:
- Website: www.dataprotection.ie
- Email: info@dataprotection.ie
Last Updated: 10/04/2026 Note: Continued use of our website and services constitutes your consent to this notice.