David Kelleher Financial Services is committed to respecting and protecting your privacy and would like you to feel safe when you give us your personal details. We will always clearly identify ourselves in correspondence and on our website. Our principal business is to provide advice and arrange transactions on behalf of clients in relation to protection, pensions, investments and savings products.
What information we gather
In order to provide you with relevant information, respond to your enquiries and requests for products and/or services, we sometimes request that you provide us with information about yourself. This Privacy Notice will inform you of the information we gather and how it is used.
David Kelleher Financial Services maintains the same privacy practices with respect to data that is collected off-line and on-line, and this notice also covers both those methods of data collection and use. David Kelleher Financial Services complies with EU General Data Protection Directive (GDPR) for the collection, use, and retention of all personal data.
You may visit our website without identifying yourself or revealing any personal information. David Kelleher Financial Services collect domain information from your visit to customize and improve your experience on our website. This website may collect certain information from your visit, including the date and time of your access, the pages you have accessed, the name of the Internet Service Provider and the Internet Protocol (IP) address by which you are accessing the Internet, and the internet address from which you linked to our site, if applicable. We use this information to better understand how our website is being used so that we can improve its performance.
If you have any queries, please contact Dave at email@example.com
Please read this Statement carefully as this sets out the basis on which any personal data we collect from you, or that you provide us, will be processed by us.
Some portions of our website may request that you give us information about yourself, from which we are able to identify you, such as your name, email, or other address. Some of the ways in which we may collect information from you are:
Subscription to newsletters or other David Kelleher Financial Services content-related correspondence
Event registrations for webinars etc.,
White paper or other downloads
Use of the information we gather/Purpose why we are processing your information
We may collect your data for one or more of four reasons based on below.
- To respond to your request(s) for advice or products or queries in relation to same.
- Reviewing your financial position or products as is prudent or required.
- To recommend products that protect your lifestyle e.g., protecting your family (including mortgage) in the event of death.
- Planning your financial future e.g., retirement funding, savings, and investment options.
- To record calls received into the office landline phones for security, training & quality purposes
- For compliance with relevant laws and regulations including sharing information with the Data Protection Commission, the Financial Services Ombudsman, the Central Bank of Ireland
When we collect information about you, we intend to tell you why we are asking for the information and what we intend to do with it. You will have the option of not providing the information, in which case you may still be able to access other parts of this website, although you may not be able to access certain services. In certain areas of our website, we may, where appropriate, enable you to ‘opt in’ to certain uses of your information e.g., personal data and direct marketing.
Data will not be held for longer than is necessary and general client details will be held while you are a customer. Our Regulator, The Central Bank of Ireland, requires that where clients have products with us that we maintain their data for six years after the last product expires or is cancelled.
The information we collect about you, or your computer is used to run the website, respond to your requests, or process any transactions you have requested. It may also be used to verify your identity, send you information or contact you in relation to a Financial Services product or service that you are using or that we believe may be of interest to you after you have chosen to ‘opt in’.
Special Categories of personal data
If we collect any special categories of personal data (e.g., health, religious beliefs, racial, ethnic origin – financial information is not classified as special categories of personal data) – we will obtain your explicit consent and we will ensure the below
Sharing information with third parties
In certain instances, we may make your information available to third parties with whom we have a relationship where that third party is providing services on our behalf to clients. You can view the list of product providers we hold agencies with via the Central Banks website. We will only provide those third parties with information that is necessary for them to perform the services and we will take measures to protect your information.
The information we collect may be used, stored, and processed in the EU, UK, United States, and Switzerland or in any other country in which David Kelleher Financial Services does business. We try to process data within the EU and UK.
David Kelleher Financial Services may disclose information it has collected about you on the website if required to do so by law or when necessary to protect the rights of David Kelleher Financial Services or its employees. We have issued all our third-party processors with a Data Processor checklist asking them GDPR specific questions.
Data Subjects Rights
David Kelleher Financial Services facilitate you, our clients, rights in line with our data protection policy and the subject access request procedure. This is available on request.
Your rights as a data subject:
At any point while we are in possession of or processing your personal data, you, the data subject, have the following rights
- Right of access – you have the right to request a copy of the information that we hold about you.
- Right of rectification – you have a right to correct data that we hold about you that is inaccurate or incomplete.
- Right to be forgotten – in certain circumstances you can ask for the data we hold about you to be erased from our records.
- Right to restriction of processing – where certain conditions apply to have a right to restrict the processing.
- Right of portability – you have the right to have the data we hold about you transferred to another organisation.
- Right to object – you have the right to object to certain types of processing such as direct marketing.
- Right to object to automated processing, including profiling – you also have the right to be subject to the legal effects of automated processing or profiling.
- Right to judicial review: if Organization Name refuses your request under rights of access, we will provide you with a reason as to why.
All the above requests will be forwarded should there be a third party involved as we have indicated in the processing of your personal data.
David Kelleher Financial Services intent is to strictly protect the security of your personal information; honour your choice for its intended use; and carefully protect your data from loss, misuse, unauthorised access or disclosure, alteration, or destruction. We have taken appropriate steps to safeguard and secure the information we collect online.
However, you should always take into consideration that the internet is an open forum, and that data may flow across networks with little or no security measures, and therefore such information may be accessed by people other than those you intended to access it.
How to update and/or amend the personal information you have provided
You are entitled to know whether we hold information about you and, if we do (subject to certain limitations), to have access to that information and have it corrected if it is inaccurate or out of date. To exercise your Right of Access or to update your details under your Right of Rectification or Erasure please email your request to the contact address below with proof of identity.
In the event that you wish to make a complaint about how your personal data is being processed by David Kelleher Financial Services or how your complaint has been handled, you have the right to lodge a complaint directly with the data supervisory authority.
Link below to the complaints section of the Data Commissioner website.
Or email Data Protection Commissioner to firstname.lastname@example.org
Failure to provide further information
If we are collecting your data for a contract (e.g., Life policy) and you cannot provide this data, the consequences of this could mean the contract cannot be completed or details are incorrect.
Profiling – automatic decision making
Profiling; Financial advisors using profiling in their business. The main categories are
Risk profiling. Profiling for marketing purposes. Establishing affordability and providing quotations for financial services and mortgage product
- a) Risk Profiling To establish a customer’s attitude to investment risk (relates to pensions and investments) advisors have automated calculators which calculate the customers attitude to various levels of risk having answered a series of questions.
- b) Profiling for marketing purposes.
When we seek to contact you about other services, as outlined above * we run automated queries on our computerized database to establish the suitability of proposed products or services to your needs.
c) Establishing affordability and providing quotations for financial services products.
This website contains links to other websites. David Kelleher Financial Services is not responsible for the privacy practices or the content of such websites. David Kelleher Financial Services uses pixels, transparent GIF files and other methods to help manage online advertising.
If you have any questions or comments about our privacy notice or practices, please contact us. David Kelleher Financial Services. may modify or update this privacy notice from time to time at any time without prior notice. You can check the “Last Updated” date below to see when the notice was last changed. We encourage you to check this notice often so that you can continue to be aware of how we are protecting your personal information. Your continued use of the website constitutes your consent to the contents of this privacy notice, as it may be modified from time to time.
Last Updated: 15/11/2022