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Members of civil or public sector pension schemes who are likely to have less than 40 years’ service by their minimum retirement age, can top up their benefits through the purchase of Notional Service. So you already know this much but how does it work and what is it? Notional Service Purchase scheme can help…

I want some kind of health cover in case I am ill. I’ve come across Health Insurance, Income Protection and Permanent Health Insurance – what is the difference? This blog is inspired by a client who asked this very question during the week in a nutshell Health Insurance pays the medical bills Income Protection pays…

The simple answer is yes. Let me  ask you another question Do you need an income? If the answer is no to that then stop reading now we are not going to waste your time😊 There are many different types of insurance policies that we are recommended or enforced to take out by law. We…

Let me ask you a personal question. Are you being responsible and using protection? Now, before you spit out your coffee in shock…….I’m talking about protection FOR YOUR FINANCES! Protection from been unable to work due to ANY accident or illness? Does your family have protection financially if your not around anymore? Do you have…

So you have a good income your able to support your family and your not too bad with money bar the shoe addiction or the teenagers in your life costing you a fortune but on the whole life is good😊 All your hearing lately is the cost of inflation and everything is going up and…

If you were diagnosed with an illness tomorrow, how would you cope? How would your family cope? Aside from the emotional strain, there is a financial strain to also think about. Imagine the consequences this would have on your lifestyle if you had to leave your job due to an illness. Could you pay the…

Straight answer YES! If you have an income you need to protect it . Do you take your I.T. for granted?You turn up to work, fire up your laptop and it just works. We go about our day, doing our job whilst the IT takes care of itself. But what about when it stops working?…

No we haven’t gone into the picture frame business !! That really wouldn’t be a good move far too accident prone ! Right from the start credit for this has to go to Matt Chapman of https://www.plusprotect.co.uk/ who has so kindly given us permission to share it . Matt is a solid broker who is…

If you are reading this article you’re not dead but You will die someday hopefully not for a very very long time ! If you have loads of life cover read on you might learn something you didn’t already know  if you don’t have any, read on you might understand how important it is and…