If you have income protection deducted directly from your payslip, it is likely part of a union scheme. Typically, these schemes provide coverage for 75% of your salary in case of illness.

There may also be a variable on your payslip, which constitutes a form of life cover and, in some cases, critical illness cover. It's important to note that the Income Protection component is distinct from life cover and serious illness cover.

To obtain additional information about these group schemes, you should contact your provider.

Keep in mind that membership in a union is a prerequisite to benefit from these schemes. If you are unsure of who your provider is please check with your union rep.

We generally recommend staying enrolled in these schemes if you have income protection, as they offer good value.. We’re not in the business of telling you to switch from them, plus you have already paid them a fee so we will not be taking more money off you.

So let’s keep things straightforward and clear

We do not review products deducted at source from your payslip please contact your provider. 

Income protection should not be cancelled while you are employed it is the foundation of everything!

YES I KNOW I AM SHOUTING I MEAN TO 🙂

If you do not have income protection or you do and another person in house doesn't please get it click here