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Trusted professional financial advice to secure your family's financial future.
DKFS Financial Services offers expert financial advice for public sector workers.
With over 4000 policies and over €8 million assets under management and a team of dedicated employees boasting 70 years of combined experience, we'll help you protect what matters most to you and your family.
Why We're Different
No Jargon We speak your language! We believe that financial planning should be straightforward and easy to understand.
That's why we avoid complicated jargon and explain everything in clear, simple terms. Our goal is to make financial planning accessible to everyone, so you can make informed decisions about your future with confidence.
Whether you're planning for retirement, saving for your child's education, or protecting your family from unexpected events, we're here to guide you every step of the way.
Protection
As a public-sector employee, you have great job security, but it's important to protect yourself and your family against ill-health, incapacitation, or death.
If you can't work due to illness, you'll get three months of full pay and three months of half pay. (in most cases )
After that, you'll need to rely on social welfare benefits.
At DKFS, we offer salary protection policies that cover 75% of your income until you can return to work. You might also see a deduction on your pay-slip for the Spouses and Children’s scheme.
It's essential to know what this covers and ensure you have the best protection for your family.
Retirement Planning
Planning for retirement is key to enjoying a comfortable future. As a public-sector employee, you're part of the superannuation pension scheme, with benefits based on your years of service and salary. However, calculating these benefits can be complex.
The main factor affecting your pension is the year you joined. Pre-1995 employees are on a different scheme than those who joined later.
We help you maximise your pension benefits in various ways. At DKFS, we'll answer your questions and ensure you get the best products to maximise your benefits.
