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Salary Protection

Salary Protection (a.k.a. Income Protection)

Your financial safety net when life throws a curveball.

Let’s be real — the unexpected will happen. Whether it’s illness, injury, or just plain bad luck, your income doesn’t have to stop when you do.

That’s where Salary Protection comes in.
It’s your financial parachute — kicking in when you're out of work and keeping the bills paid, the lights on, and the stress levels low.

✅ Who can apply?

  • Working 16+ hours per week? ✔️

  • Self-employed and earning a wage? ✔️

  • Not permanent yet? Also ✔️

If you’re earning, you’re eligible to apply — it’s as simple as that.

🔍 What’s included?

  • Cover up to 75% of your annual salary

  • Choose a deferred period that suits your needs — 4, 8, 13, 26, or 52 weeks
    (We’ll even talk you through dual deferred options if needed)

  • Cover until retirement age

  • Full tax relief of up to 40% on premiums

  • We compare every provider in Ireland to find your best fit

  • 1:1 support from start to finish — no jargon, no overwhelm

  • Tailored policy plan sent to you by email after your consult


📅 The Consultation

  • One-hour, fully tailored to you (or bring your partner!)

  • We'll help you understand the options, the pricing, and what suits your lifestyle and budget

  • You’ll leave with a clear action plan — and peace of mind


⚠️ Already have Income Protection deducted at source?

Please don’t book this service.


👉 Click here instead to talk about your existing cover.


💬 Let’s Get You Covered

The truth? Your greatest asset is YOU.Your ability to earn, plan, and live the life you want — that’s what we’re here to protect.

So let’s have that chat.
No pressure, no sales pitch — just honest advice and a plan that fits.

👉 Book Your Income Protection Consultation Now

 

David Kelleher Financial Services - Life Assurance - Pensions - Savings - Investments - Cork
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